<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1"><url><loc>https://spglobal.hubs.vidyard.com/watch/2wHP9vViZiFM41MPyFC7fc</loc><video:video><video:title>Scorecard Overview: Bank Scorecard</video:title><video:description><![CDATA[]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/Bj7hOzPiLXufKkJ5S1MM5Q/d6e68786c89b6f826b6596.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://play.vidyard.com/2wHP9vViZiFM41MPyFC7fc.html?video_id=370106&amp;amp;</video:player_loc><video:content_loc>https://cdn.vidyard.com/videos/Y8ChPz5rswtvAggZihrw1A/hd.mp4?YrHr7x_0vNQc6cbtGnKAquQwY4R0ahKtAAiqv3EuTeKBl7DFQJCsbUsN8S1NsejJFks4-uxBwI2SZS9swCU1kmc0epO_Cq_RQ4TkvDAv</video:content_loc><video:duration>319</video:duration></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/7Eqkwru8GjgwkwPpSuNdnz</loc><video:video><video:title>CODA16064_5346 - Gevero - Intro to CreditPro - v4</video:title><video:description><![CDATA[]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/b4Ea0ovfbBZ1-f3weccr-g/2873b98a43d7655cfab9a2.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://play.vidyard.com/7Eqkwru8GjgwkwPpSuNdnz.html?video_id=1069648&amp;amp;</video:player_loc><video:content_loc>https://cdn.vidyard.com/videos/3dORgRdgsfnu0a-43ksCwA/hd.mp4?Z0jQVcCFyUCHOgKLiBiDac2LtEFTonxsQGaoehRivWdNivN-1fKCkKEV33KT39VGA3uuky3d1oIWUdCZi5GasErvb3eFJcq7RWiI1Ekn</video:content_loc><video:duration>223</video:duration></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/7JF8xg7r6SzfY569TJWrQ7</loc><video:video><video:title>Top Credit Events of 2016 – Downgrades, Bankruptcies and Mergers</video:title><video:description><![CDATA[2016 was a very busy and, in many ways, remarkable year, with a number of important credit events that affected businesses and institutions globally. And 2017 is likely to see even more significant changes.

In January's blog and video, Bob Durante discusses the downgrades, bankruptcies, and mergers that shaped the risk landscape in 2016.

What can you learn from the past as you plan for the future?

To read the full blog, please go to http://marketintelligence.spglobal.com/blog/risk-insight-top-10-credit-events-of-2016-downgrades-bankruptcies-and-mergers.
]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/jweZO9YZNIWHYjszbTYpWQ/fd95a4da291192e926ec00.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://play.vidyard.com/7JF8xg7r6SzfY569TJWrQ7.html?video_id=435358&amp;amp;</video:player_loc><video:content_loc>https://cdn.vidyard.com/videos/jweZO9YZNIWHYjszbTYpWQ/hd.mp4?-mu0uklBtm9rp1OedLjGPrU1rvuPMxzNWhfUo1CrvBGf0Y3qShV__hyJzz5nPAoq0xJsqIzzSTAJeAyul9l2txCIVCDo19veK0mbHMqp</video:content_loc><video:duration>196</video:duration><video:tag>credit assessment</video:tag><video:tag>credit risk</video:tag><video:tag>industry risk</video:tag><video:tag>risk management</video:tag><video:tag>Brexit</video:tag><video:tag>credit Analysis</video:tag><video:tag>bank risk</video:tag><video:tag>credit model</video:tag><video:tag>default risk</video:tag><video:tag>internal risk rating</video:tag><video:tag>credit analytics</video:tag><video:tag>trump</video:tag><video:tag>credit cycle</video:tag><video:tag>at&amp;t</video:tag><video:tag>downgrade</video:tag><video:tag>exxon</video:tag><video:tag>rating</video:tag><video:tag>sports authority</video:tag><video:tag>tillerson</video:tag><video:tag>time warner</video:tag></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/AcmeWanyDJIh3VLZp5mzUg</loc><video:video><video:title>The “Uber” Problem for the Taxi Medallion Industry</video:title><video:description><![CDATA[In this month's video and blog, Eduardo Alves, Associate Director, Risk Solutions at S&P Capital IQ, explores the seismic impact of Uber and other new ride-sharing technologies on the taxi medallion industry from the framework of our Industry Risk Scoring Methodology. Eduardo also discusses the sweeping credit fallouts and defaults, and the impact on banks from these disruptive technologies. Want to learn more? Join us for our webinar on December 10th at 11am ET. Register Now at http://bit.ly/1QuVVQ8. 
 
If you would like to be added to the mailing list for the Risk Insight Monthly Video & Blog Series, please email risk_marketing@spcapitaliq.com and, each month, you will receive an email directly with links to the video and blog. If you would like more information about our Risk Solutions, please go to http://bit.ly/1SF015Q.]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/234615/custom/5f9a4943-d1c2-4b2a-bc3d-ce44dd7915f5.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://www.youtube.com/watch?v=CzYuYp5PXjI&amp;amp;feature=youtube_gdata_player</video:player_loc><video:content_loc>https://youtube.googleapis.com/v/CzYuYp5PXjI</video:content_loc><video:duration>222</video:duration></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/BrTfPXnbHwBzewQTjLaZ1k</loc><video:video><video:title>Credit Analytics on the S&amp;P Capital IQ Platform (landing page)</video:title><video:description><![CDATA[Credit Analytics can help solve the problems you may encounter when monitoring large numbers of counterparties, by giving you access to:
• Analytic models that deliver universally comparable credit scores
• Early warning indicators to monitor credit deterioration of both rated and unrated companies
• Continually enhanced platform content combined with upload capabilities for proprietary data to deliver the coverage you need
• Straightforward workflow solutions for efficient analysis and surveillance of global exposures

For more information on Credit Analytics on the S&P Capital IQ platform, visit our information hub at https://www.spglobal.com/marketintelligence/creditanalytics.]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/306232/fxlDJFiF6RPt6x5d5v9NjA.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://play.vidyard.com/BrTfPXnbHwBzewQTjLaZ1k.html?video_id=306232&amp;amp;</video:player_loc><video:content_loc>https://cdn.vidyard.com/videos/AE_9VRXQhBAySh4sb3bjKw/hd.mp4?OcrAwQ-dAC3ivT1OBHQgNlpdY9oer-lgcKTde-bfTjfMviqruy78mFcpz19ZgSF9r5HcHxdeebTGFEOwVELIHw4leB_Dwd0MajXDAJJY</video:content_loc><video:duration>192</video:duration></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/EgkXrb3fQnGyswbSYkdEse</loc><video:video><video:title>Snap Inc. Draws More Similarities to Twitter than Facebook</video:title><video:description><![CDATA[Snap Inc.’s (NYSE: SNAP) initial public offering is so far one of the higher profile IPOs in 2017. Much of the attention is focused on the equity valuation of the company and its potential growth over the coming years, as well as what it means for future technology IPOs. However, in this blog, we will focus on an alternative perspective, namely, what is the credit quality of this company, and where might it be headed in the future?  While Snap does not have publicly available debt, anyone with a stake in the firm who believes in Snap’s growth potential must also consider the downside risk that credit analysis provides. Certainly, those providing Snapchat’s parent  with a $1.2bn revolving credit facility would have an interest in the company’s ability to pay back that amount if it were drawn down.

We compared Snap to several other high profile tech IPOs in recent years to see how they compared and if there were any potential implications for the firms. Specifically, we compared Snap to Yelp, Twitter, and Facebook during the period of their IPOs and in subsequent quarters.

Snap’s Credit Model Score

We undertake this analysis by utilizing our credit scoring model, CreditModel, which is an advanced statistical model by S&P Global Market Intelligence designed to generate a quantitative credit score that approximates a credit rating by S&P Global Ratings.  When scoring Snap, we calculate that the firm has an implied credit score of ‘b’. 

Snap’s credit score denotes elevated credit risk, more specifically, it would equate to a 4.45% observed default rate over a one year period, or nearly a 1 in 20 occurrence of default. To put that into perspective, Snap’s credit score is more risky than the median level of risk in the Application Software industry, which is ‘b+.’  

As a result of the analysis, we see Snap’s credit peers are Yelp and Twitter, as each of these firms had similar credit quality pre-IPO.  Once public, the cash infusion from the IPO provided a short term credit boost, increasing their credit s]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/679231/3Ksswjm6sxDJWTKD6wrxoSsfYspSKrxX.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://play.vidyard.com/EgkXrb3fQnGyswbSYkdEse.html?video_id=679231&amp;amp;</video:player_loc><video:content_loc>https://cdn.vidyard.com/videos/FqHKzJKi51DVtUR9qIlqyw/hd.mp4?xbS-qmaTsX7LAPrPc7_sJcIcmDEUni40-ll-A-wOuAvSGDIthJV0yO3LkAA2aiTHXbTWaGKOs_p2KJzO7cZu6N9fN23fbH8bYQox9mOO</video:content_loc><video:duration>158</video:duration><video:tag>credit assessment</video:tag><video:tag>credit risk</video:tag><video:tag>probability of default</video:tag><video:tag>risk management</video:tag><video:tag>Risk Analysis</video:tag><video:tag>credit Analysis</video:tag><video:tag>risk assessment</video:tag><video:tag>credit model</video:tag><video:tag>credit score</video:tag><video:tag>credit analytics</video:tag><video:tag>credit quality</video:tag><video:tag>twitter</video:tag><video:tag>asset base</video:tag><video:tag>asset management</video:tag><video:tag>credit rating</video:tag><video:tag>creditmodel</video:tag><video:tag>ebit</video:tag><video:tag>equity valuation</video:tag><video:tag>facebook</video:tag><video:tag>financial health</video:tag><video:tag>investor</video:tag><video:tag>investors</video:tag><video:tag>ipo</video:tag><video:tag>pd</video:tag><video:tag>portfolio management</video:tag><video:tag>return on capital</video:tag><video:tag>risk factor</video:tag><video:tag>scoring model</video:tag><video:tag>snap</video:tag><video:tag>snap inc.</video:tag><video:tag>snapchat</video:tag><video:tag>statistical model</video:tag></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/GJ2UWUq11g6JdMFyfLYDi7</loc><video:video><video:title>Internal Default Risk Models: Alive and Kicking?</video:title><video:description><![CDATA[On 24 March 2016, the Basel Committee on Banking Supervision issued a controversial proposal to limit and, in some cases, remove the use of internal models to calculate capital requirements for credit risk in the banking book. 

The Committee proposed to adopt a “Standardised” framework for Low-Default portfolios - such as Banks, Insurance Companies, Other Financial Institutions, and Large Companies - instead of opting for an Internal Ratings-Based (IRB) approach. This latter method is currently adopted by many banks in Europe and Asia, and by the largest banks in the US and Canada. 

Albeit in line with other Committee’s recent proposals aimed at reducing variability in banks’ risk weighted assets, where Internal Models on Market and Operational Risk have been partially and fully constrained respectively, this proposal attracts attention due to the materiality of loan book exposures in banks’ portfolios. In fact, according to recent evidence, around 75% of Banks’ Risk weighted assets are related to Credit Risk in the Banking Book. 

Not surprisingly, major international banks and industry associations from all over the world reacted fiercely during the consultation period, defending the use of internal models for capital requirements purposes. Banks would like to preserve the risk sensitivity of the regulatory capital framework (after all, this was the original goal of the Basel Accord), and also their current regulatory capital levels. 


I will continue my discussion of this important topic in my Risk Insight Blog, “Internal Default Risk Models: Alive and Kicking?”, which you can read at http://www.spcapitaliq.com/blog/risk-insight-internal-default-risk-models-alive-and-kicking.

If you would like information about S&P Global Market Intelligence’s default risk models, please contact us using the information on your screen.
]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/327835/oeWYknvinm9phtS9X3p2rBJtEiMFeqv4.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://play.vidyard.com/GJ2UWUq11g6JdMFyfLYDi7.html?video_id=327835&amp;amp;</video:player_loc><video:content_loc>https://cdn.vidyard.com/videos/Frvj18wDsCMhsVSqE_bx8Q/hd.mp4?KnhFoEVHSRqHaf8M1VnjJvoyKchoiuddU70SFAhWaUV--HcAhgTn70N7Mogj8eKP0spNJZhUY5tUaa-fp1GlLIi5flvJgcPR1rwiInPK</video:content_loc><video:duration>139</video:duration><video:tag>credit assessment</video:tag><video:tag>industry risk</video:tag><video:tag>probability of default</video:tag><video:tag>risk management</video:tag><video:tag>Regulation &amp; Governance</video:tag><video:tag>credit Analysis</video:tag><video:tag>bank risk</video:tag><video:tag>credit model</video:tag><video:tag>default risk</video:tag><video:tag>internal risk rating</video:tag><video:tag>regulation</video:tag><video:tag>credit analytics</video:tag><video:tag>credit</video:tag><video:tag>cecl</video:tag><video:tag>ifrs-9</video:tag><video:tag>ifrs9</video:tag></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/LwoeLpk8qyhDE4MatBZ2Qu</loc><video:video><video:title>New Drivers of Change in Credit Markets - London Panel Discussion</video:title><video:description><![CDATA[A group of prominent credit practitioners share their insights on the 'New Drivers of Change in Credit Markets' at S&P Global Market Intelligence's event in London.]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/371045/F3SzOZLjjHNdALmBV_kDVcuQil4tGOz2.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://play.vidyard.com/LwoeLpk8qyhDE4MatBZ2Qu.html?video_id=371045&amp;amp;</video:player_loc><video:content_loc>https://cdn.vidyard.com/videos/d7dNVilB3Nh5ExzmMVSKJA/hd.mp4?Xk32xLHvTGOAshEVBVKuNZDVg7L09hCY-yn5QtgwH48l4J75PBR6qfiCti4-ahbLeQb8-cJgEA0zpfHpxg8zkZqcvna-pPNfuEHUBBOF</video:content_loc><video:duration>3639</video:duration><video:tag>credit risk</video:tag><video:tag>credit Analysis</video:tag><video:tag>credit</video:tag></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/ML2jn3ZwhmwC2JiXgu2huA</loc><video:video><video:title>5 Essential Steps to a Dual Risk Rating System</video:title><video:description><![CDATA[5 Essential Steps to a Dual Risk Rating System

Welcome to this month’s installment of the Risk Insight Monthly Video & Blog Series.

While the appropriate level of complexity of a Bank’s Risk Measurement System will vary by institution and portfolio type, we are seeing more and more Banks adopting a “dual risk ratings” process.

In this dual system, the probability of default (PD) is estimated separately from the loss given default (LGD). The expected loss for a given loan is then calculated as their product.

In this video, we would like to share 5 Essential Steps to a Dual Risk Rating System that can provide best practices for any institution.]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/6SvW9qca83WQ7SrtOo35VA/c0dbd47fa2383e375c4152.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://play.vidyard.com/ML2jn3ZwhmwC2JiXgu2huA.html?video_id=913431&amp;amp;</video:player_loc><video:content_loc>https://cdn.vidyard.com/videos/mdKON0UPSxGewPz_ngKULw/hd.mp4?7aaT9FbI_-yAQQ5e3EK1aNzYq4x48u0u2uvRDSpDzZTr37WmpL0WSYPBnWS1pNze6BNkZASKwf7jGJ0hF4rychTfcx-tAPYUeXiXAYml</video:content_loc><video:duration>247</video:duration></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/RJUXKaFWnQf2u7KX2SHKKq</loc><video:video><video:title>Risk Assessment Using Bank Scorecards -- now combined with the power of SNL data</video:title><video:description><![CDATA[We are pleased to announce that the S&P Global Market Intelligence Bank Scorecard is now combined with the power of SNL Data. Next month, my colleagues and I will be hosting a video “mini-webinar” that will demonstrate how this new tool can be an essential resource for your bank credit analysis.

There is a natural synergy behind the combination of SNL data, with its broad and deep coverage of banks – approximately 26,000 banks (as of August 2016) across all regions, including listed, non-listed and subsidiary banks – and our Bank Credit Assessment Scorecard, with its ability to evaluate the risk position or adequacy of a bank’s risk framework through a process that considers a multitude of risk factors, weightings, benchmarks, and scoring algorithms.

In today’s complex credit markets, it is essential to have a tool that helps you confidently and consistently assess your risk, but it is also important to have a solution that makes it easy, fast, and convenient. 

Key features include the ability to automate the spreading of financial ratio data using the SNL Excel “plug-in” feature, a useful scoring convenience for clients. The transparent framework allows for replicability of credit scoring banks -- analyst-to-analyst and year-to-year.   

In our upcoming video webinar, we will conduct a case study that highlights how the valuable combination of SNL data and the S&P Global Market Intelligence Scorecard can be integrated into your credit scoring workflow, be able to identify early warning signs of accelerating bank counterparty risk, and assess the overall creditworthiness of your bank exposures.

Keep a lookout for more information on this video webinar at spcapitaliq-credit.com.

For more information on our Bank Scorecard, please fill out the form that appears at the end of the video or contact us at risk_marketing@spglobal.com.]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/304119/1LlVCzjfgoJo_Y44dTb4Bg.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://play.vidyard.com/RJUXKaFWnQf2u7KX2SHKKq.html?video_id=304119&amp;amp;</video:player_loc><video:content_loc>https://cdn.vidyard.com/videos/ndZ4q7_D0bq5-ZB_ApjqmA/hd.mp4?15ZmO3MoGwt8XL_1PTvaUkTn9PjAomVhZe_ET5bCO0utqdv-9kufrt_WMUjD6Z6Pi23v3i4-PuPikTvHzuD2dBLutgB_sWaIuYVuFX7L</video:content_loc><video:duration>133</video:duration><video:tag>S&amp;P Global Market Intelligence</video:tag><video:tag>credit assessment</video:tag><video:tag>credit risk</video:tag><video:tag>industry risk</video:tag><video:tag>probability of default</video:tag><video:tag>risk management</video:tag><video:tag>S&amp;P Global Ratings</video:tag><video:tag>Regulation &amp; Governance</video:tag><video:tag>Risk Analysis</video:tag><video:tag>credit Analysis</video:tag><video:tag>risk assessment</video:tag><video:tag>bank risk</video:tag><video:tag>bank scorecard</video:tag><video:tag>country risk</video:tag><video:tag>credit model</video:tag><video:tag>credit score</video:tag><video:tag>default risk</video:tag><video:tag>governmental support</video:tag><video:tag>internal risk rating</video:tag><video:tag>model governance</video:tag><video:tag>parental support</video:tag><video:tag>regulation</video:tag><video:tag>regulatory requirement</video:tag><video:tag>risk score</video:tag></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/SiueUPrcFw29BYo1Hq3rDq</loc><video:video><video:title>Regulation: Gauging the 2016 Presidential Candidates’ Views</video:title><video:description><![CDATA[With the U.S. presidential election days away, we are breaking down the views that each candidate has on regulation and, ultimately, the impact their presidencies might have on credit quality.

First let’s establish the linkage between regulation and credit quality. Most notably, from a credit perspective, how does regulation impact the Systemic Risk within the United States?  We define Systemic Risk as the risk of collapse of an entire financial system or entire market. 

Since the Great Recession in 2008, regulatory legislation such as the Dodd-Frank Act has lowered the Systemic Risk in the United States. A good example of this effect is the Volcker Rule, which limits banks from risky derivatives-based investments using their own funds.  Let’s caution that there are many inter-linkages with regulation. For example, while, in some cases, Systemic Risk might be lower, which should seemingly further protect our economy, those regulations might actually have a drag effect both on the ability of banks to lend and also on their profitability. 

Let’s take a look at the candidate’s views: 

Trump Campaign:
According to published reports , the Trump campaign proposes the following:
• Putting a freeze on any new federal regulation proposals.
• Requiring regulators to rank all regulations and cut the least important ones.
• Propose that “Dodd-Frank has to be eliminated or greatly changed.”

Clinton Campaign
According to published reports , the Clinton campaign proposes to do the following:
• Further discourage risky investment and lending behavior for the largest banks. 
• Incentivize banks to shrink and simplify.  
• Empower regulators to break up financial institutions that are viewed as too big and too risky. 

If you would like information, please contact us at risk_marketing@spglobal.com.  ]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/355177/O5MpEuaQDh1t5WXiCIgwLw.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://play.vidyard.com/SiueUPrcFw29BYo1Hq3rDq.html?video_id=355177&amp;amp;</video:player_loc><video:content_loc>https://cdn.vidyard.com/videos/vTdvj0DUeHe1JnJtt5uBJQ/hd.mp4?5s4ASxXcxZcpSkbE5yZEGkj3Wc_2ZXo7cB0atoJFpnsxB0FQCLfbvH4RrueQladzMnKpSjeV8QcsH9eQFyjq_TKO6hTKOyfLzA93q7R9</video:content_loc><video:duration>235</video:duration><video:tag>credit risk</video:tag><video:tag>risk management</video:tag><video:tag>Regulation &amp; Governance</video:tag><video:tag>credit model</video:tag><video:tag>default risk</video:tag><video:tag>regulation</video:tag><video:tag>credit analytics</video:tag><video:tag>credit</video:tag><video:tag>clinton</video:tag><video:tag>credit quality</video:tag><video:tag>dodd-frank</video:tag><video:tag>election</video:tag><video:tag>presidency</video:tag><video:tag>systemic risk</video:tag><video:tag>trump</video:tag></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/Z4Vm4SgyMxcFBHUAhwQ6wk</loc><video:video><video:title>New Drivers of Change in Credit Markets - San Francisco Panel Session</video:title><video:description><![CDATA[A group of prominent credit practitioners share their insights on the 'New Drivers of Change in Credit Markets' at S&P Global Market Intelligence's event in San Francisco, CA.]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/0rhmbsMLLKzjqud4nX8zVA/4d1af033c8ab4978880c63.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://play.vidyard.com/Z4Vm4SgyMxcFBHUAhwQ6wk.html?video_id=421171&amp;amp;</video:player_loc><video:content_loc>https://cdn.vidyard.com/videos/0rhmbsMLLKzjqud4nX8zVA/hd.mp4?QZvTNu_dmevA8Wfw5VsFwNuPB66rhD4NK1KFbjrNDDKftjQJN0KjBKj261snpqkNGhUBL1tAv5JUYs83BPFpHVUjKbyCsaMz_pnB4i-e</video:content_loc><video:duration>3815</video:duration><video:tag>credit assessment</video:tag><video:tag>credit risk</video:tag><video:tag>industry risk</video:tag><video:tag>risk management</video:tag><video:tag>Regulation &amp; Governance</video:tag><video:tag>Risk Analysis</video:tag><video:tag>risk assessment</video:tag><video:tag>credit model</video:tag><video:tag>default risk</video:tag><video:tag>regulation</video:tag><video:tag>credit analytics</video:tag><video:tag>credit</video:tag><video:tag>artifi</video:tag><video:tag>big</video:tag><video:tag>risk</video:tag></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/_vvvx2o3NEyWtgiqvUgTPw</loc><video:video><video:title>Lessons Learned From 3 Decades Of Global Project Finance Defaults</video:title><video:description><![CDATA[Mini-Webinar: Get Best Practices in Less than 20 Minutes 

Project Finance is often the most complicated and misunderstood asset class from a risk modeling perspective, with critical credit factors that vary depending on the type of project or even sub-sector, as well as significant exposure to market volatility. 

Given the complexity, how do you do you assess Project Finance default risk? 

In less than 20 minutes, our panel will explore this question, as well as many more that we often hear from our clients, from the perspective of 3 decades of Project Finance default data. The mini-webinar is broken into three main sections: 

1. A brief exploration of the Project Finance default data that we used to determine the key lessons learned 

2. How you can apply those lessons learned to the global infrastructure space and other Project Finance sectors in both emerging and developed markets 

3. An actionable, best practice approach to determining the default risk for Project Finance
]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/273439/bd760c556ac7f61c15297e.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://play.vidyard.com/_vvvx2o3NEyWtgiqvUgTPw.html?video_id=273439&amp;amp;</video:player_loc><video:content_loc>https://cdn.vidyard.com/videos/Fny-Xx9gUy-sqmcg2iA4kA/hd.mp4?bSERhhwHL3CVslnkhqNz7pP9JhdXBL86CZA2qLEBwgbOxO7ucsTzAlU2xNy1cVc7n1Sbgep_tEK74JlUGjAsu0TBazfhK4009lYtmFY9</video:content_loc><video:duration>1125</video:duration><video:tag>Project Finance</video:tag><video:tag>credit assessment</video:tag><video:tag>credit risk</video:tag><video:tag>industry risk</video:tag><video:tag>infrastructure</video:tag><video:tag>probability of default</video:tag><video:tag>risk management</video:tag></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/aNccTSaU47vmhQysfAzv72</loc><video:video><video:title>Announcing the New Credit Market Pulse!</video:title><video:description><![CDATA[Hi, I am Jim Elder, a Director in the Risk Services business at S&P Global Market Intelligence, and I am happy to welcome you to the new Credit Market Pulse from S&P Global Market Intelligence! 

Based on the valuable feedback we have been receiving from our subscribers, clients, and market participants, we have been working hard to make this publication into an even more powerful resource for you -- with the goal of delivering more valuable analysis, different perspectives, and new sources of data, with a wider view of credit risk. All sent directly to your inbox each quarter.

With that in mind, we are proud to announce the relaunch of Credit Market Pulse and Fixed Income IQ.  We have taken the most crucial information within our business to provide actionable ideas around sovereign and regional trends, industry shifts, changes in creditworthiness of some of the biggest movers and shakers in the market, and post-mortems on recent defaults.  We aim to provide you with a robust view of what is happening in the world of credit, from macro level observations down to company level analysis.

These are essential insights you can only get from S&P Global Market Intelligence.  And best of all, we will make it possible for you to bring this information in house, to incorporate in your own credit analysis and strategy.

If you are not already a subscriber, please subscribe today. And I hope you encourage your colleagues to subscribe, so they too can benefit from this powerful resource.
]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/340003/K1jmdvBUDy73vQZu7w3pChEjlwxPOicz.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://play.vidyard.com/aNccTSaU47vmhQysfAzv72.html?video_id=340003&amp;amp;</video:player_loc><video:content_loc>https://cdn.vidyard.com/videos/5_LATmpei_z2asNNlf9FjA/hd.mp4?Ciq6DX7QQeV5ToZ2SW2AzEmIiJc-bNFEkEihPpu4tCqL3Xqm8Nxxl8y8zV0UZSVtb5tOQkE2S2tMUIAjPL3q2giw3YZW8l9cnqrtlVt9</video:content_loc><video:duration>100</video:duration><video:tag>credit risk</video:tag><video:tag>risk management</video:tag><video:tag>credit analytics</video:tag><video:tag>credit</video:tag></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/dIBSyVZGTNly08y0s3gZow</loc><video:video><video:title>Closing the Credit Gap for Women-Owned SME Businesses in Emerging Markets</video:title><video:description><![CDATA[In this September 2015 installment of the Risk Insight Monthly Video & Blog Series, Bob Durante explores why there is a lending gap for women-owned businesses in emerging markets and how companies can level the playing field to impact their “double bottom line” – providing loans with acceptable and sustainable credit risk, while ensuring they will have positive social impact. If you would like to be added to the mailing list, please email risk_marketing@spcapitaliq.com and, each month, you will receive an email directly with links to the video and blog.]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/250959/lZDHi28E4WzYsq6EqlYQeQ.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://www.youtube.com/watch?v=ohhBOdtp5Cg&amp;amp;feature=youtube_gdata_player</video:player_loc><video:content_loc>https://youtube.googleapis.com/v/ohhBOdtp5Cg</video:content_loc><video:duration>321</video:duration></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/fCHq88wzzXBwmGgpPj6HMc</loc><video:video><video:title>Bank Scorecard Video Hub -- Part 1: Best Practices</video:title><video:description><![CDATA[]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/r2eCp7ZLcgipPuOZcKL4Mw/7290cc58de1ffd22aaa6d1.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://play.vidyard.com/fCHq88wzzXBwmGgpPj6HMc.html?video_id=370085&amp;amp;</video:player_loc><video:content_loc>https://cdn.vidyard.com/videos/sJDuH1om_iScpDQkkgvHLg/hd.mp4?eVqIvakHobySVGqDWWRWLDyYNML5AFdyRvTKtynHbBJ9EF_DzNOpzRCc3rJdFLw8u753GvMCwaf3_Eww8B64emdkOPfDK_ufW5yQLs3Z</video:content_loc><video:duration>432</video:duration></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/iaP9gzE4KnBUzDhM3iDLXD</loc><video:video><video:title>'Where are We in the Credit Cycle' - Professor Edward Altman</video:title><video:description><![CDATA[Professor Edward Altman shares his insights about where we are in the credit cycle at S&P Global Market Intelligence's event 'New Drivers of Change in Credit Markets' in London.]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/hS8S2E2apnzxKEvdBqYWJg/ab0e2e2b69c6a15906f4a6.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://play.vidyard.com/iaP9gzE4KnBUzDhM3iDLXD.html?video_id=371009&amp;amp;</video:player_loc><video:content_loc>https://cdn.vidyard.com/videos/hS8S2E2apnzxKEvdBqYWJg/hd.mp4?ns7HJefwOErWtjrX6733gjlDE3tWMQXZ3R8iw2qCulRzLFKRXasahMdJMd48GUVYIykSqL4iH-EJpdpBiG-oTcYxoxgNWHYb7qKLCCr9</video:content_loc><video:duration>3300</video:duration><video:tag>credit risk</video:tag><video:tag>credit Analysis</video:tag><video:tag>credit</video:tag></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/k5Msrr6xvyuwNgkeND2YUW</loc><video:video><video:title>Risk Insight: The Slippery Slope of Oil and Gas Defaults</video:title><video:description><![CDATA[In this month’s Risk Insight video, Eduardo Alves introduces our PD Market Signals Model and uses it to analyze the credit risk of 7 oil and gas companies.]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/289776/78b4381ae09e27526bd1a1.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://play.vidyard.com/k5Msrr6xvyuwNgkeND2YUW.html?video_id=289776&amp;amp;</video:player_loc><video:content_loc>https://cdn.vidyard.com/videos/qWMFeOR73ymbGr0VvaLF2Q/hd.mp4?w6S18I26HoxLNxCbcIA0AaTGu4mLXRw_DTeaG4S6k-K__m_e8cUELZ32QWy969gcoPeeq4xEDZkulH0ErubBqNSQZoRsWoX4p7J_u1d7</video:content_loc><video:duration>249</video:duration><video:tag>credit risk</video:tag><video:tag>industry risk</video:tag><video:tag>Energy</video:tag><video:tag>Regulation &amp; Governance</video:tag><video:tag>Risk Analysis</video:tag><video:tag>credit Analysis</video:tag><video:tag>oil and gas</video:tag><video:tag>risk assessment</video:tag></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/majiNeA6KDnnrqoTTWWeR9</loc><video:video><video:title>US Case Study: Bank Scorecard</video:title><video:description><![CDATA[]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/ApmPYx0LPg6nVoiyWe9fqQ/13dda6e1d550449ab166c8.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://play.vidyard.com/majiNeA6KDnnrqoTTWWeR9.html?video_id=370261&amp;amp;</video:player_loc><video:content_loc>https://cdn.vidyard.com/videos/Q1jVaYmgd3IX7xdTWJsDFw/hd.mp4?Mxk1fDVLnydgSCScE6GRGHyK_IdxTNKIA7e2hxq2iv3WNWdJOB7rAzswE6hcvIisk5GXJ_KlSC5vhHtQuzl-w697rxgMbLxydGfMeJmp</video:content_loc><video:duration>543</video:duration></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/nDiwkkcKWCY91zHcRptjM9</loc><video:video><video:title>RatingsDirect on the S&amp;P Capital IQ Platform Demo</video:title><video:description><![CDATA[Weather is unpredictable, but credit risk doesn’t have to be. Now with comprehensive coverage of Global Issuers (Corporates, Financial Institutions, Sovereigns, International Public Finance, Infrastructure), Structured Finance and U.S. Public Finance, RatingsDirect has you covered.]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/532084/TQU-uYIkayQ0rymdQe5NHS9Aaz528VPr.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://play.vidyard.com/nDiwkkcKWCY91zHcRptjM9.html?video_id=532084&amp;amp;</video:player_loc><video:content_loc>https://cdn.vidyard.com/videos/lZ5ro_Uja99InTmrjM-oPA/hd.mp4?jDFvDRXHszM2T4KiZVGhi9wu_90e5CQowI2n8VzuNu8M1DCNuHfhdO-25h71zOdzV4Gk3Bldsqyw79JsahqpGLvodJ0j6fYlMxLH3yRy</video:content_loc><video:duration>201</video:duration></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/otRXJdUvSiNAFcEpR8CvMd</loc><video:video><video:title>Bank Scorecard Video Hub -- EMEA Case Study</video:title><video:description><![CDATA[]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/370139/lZxxqyxiaJEWcm32ipfNxP5F7JCsAvWv.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://play.vidyard.com/otRXJdUvSiNAFcEpR8CvMd.html?video_id=370139&amp;amp;</video:player_loc><video:content_loc>https://cdn.vidyard.com/videos/BWHvKF9MSnPDA57yP04xdg/hd.mp4?1MPDfBHD4SzNWMpCGlFidaYLOJzgJYESnNSx9T2fgNncGaJgo01qNUIiLUql1yG-g5ws0tn83qkklj4gND9O1UfzwWEngbLqJtGGHrNm</video:content_loc><video:duration>673</video:duration></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/watch/wQxhrXKhpsqvL7Z9FYbEcM</loc><video:video><video:title>Trump’s Tweets: Presidential Drivers of Credit Risk</video:title><video:description><![CDATA[President Donald Trump has, on several occasions taken to Twitter to both criticize and praise specific companies that either align or go against his policy positions, primarily around government spending and the outsourcing of jobs to other nations like Mexico. Trump’s willingness to directly call out firms over Twitter has introduced a never before seen dynamic to the markets, and, correspondingly, the market implied credit risk for individual companies has been affected. 

In this month's video and blog, Jim Elder, Director, Risk Services, uses our Probability of Default Market Signals model to analyze the short-term impact on the credit quality of individual firms that have entered Trump's cross-hairs, for better or worse. 

To read the full blog, please go to http://marketintelligence.spglobal.com/our-thinking/blog.html.
]]></video:description><video:thumbnail_loc>https://cdn.vidyard.com/thumbnails/Dz0GBPPyT6ik6xaAmYm2FA/c78edda5e4aefba2838848.jpg</video:thumbnail_loc><video:player_loc allow_embed="yes">https://play.vidyard.com/wQxhrXKhpsqvL7Z9FYbEcM.html?video_id=531413&amp;amp;</video:player_loc><video:content_loc>https://cdn.vidyard.com/videos/WrIklUQMZ4qVL9zmTL1scQ/hd.mp4?wB60OSc0RAh7RK1KBEAskqOhsR3s7lmJJ76Lj5h2n5QCk9JF-ICEHUUvgmo0EecI_zJzuVlwrN0nBxI0BZiNYjqI9HqfRRs-WdcQUv03</video:content_loc><video:duration>220</video:duration><video:tag>credit assessment</video:tag><video:tag>industry risk</video:tag><video:tag>probability of default</video:tag><video:tag>Risk Analysis</video:tag><video:tag>credit Analysis</video:tag><video:tag>default risk</video:tag><video:tag>credit analytics</video:tag><video:tag>risk exposure</video:tag><video:tag>trump</video:tag><video:tag>credit cycle</video:tag><video:tag>fiat</video:tag><video:tag>ford</video:tag><video:tag>inauguration</video:tag><video:tag>lockheed</video:tag><video:tag>toyota</video:tag><video:tag>tweets</video:tag></video:video></url><url><loc>https://spglobal.hubs.vidyard.com/</loc></url><url><loc>https://spglobal.hubs.vidyard.com/categories/essential-resources-for-credit-assessment-scorecards</loc></url><url><loc>https://spglobal.hubs.vidyard.com/categories/risk-insight</loc></url><url><loc>https://spglobal.hubs.vidyard.com/categories/learn-about-our-products-and-solutions</loc></url><url><loc>https://spglobal.hubs.vidyard.com/categories/essential-resources-for-ratingsdirect-and-creditpro</loc></url><url><loc>https://spglobal.hubs.vidyard.com/categories/essential-resources-for-credit-analytics</loc></url></urlset>